Tarjeta oh!

Tarjeta oh! is a digital wallet and financial app that puts control of your money back in your hands. Manage your account, pay bills, transfer funds, and track spending—all from your phone with complete transparency and security.

Your complete financial ecosystem in one app

Tarjeta oh! combines multiple financial products so you can handle money matters without switching between apps. Open a Sip Debit Account to manage funds and pay at millions of merchants using cards or QR codes. Transfer instantly to other banks or peer-to-peer platforms. Link a Sip Credit Card for shopping in Peru and worldwide with spending controls and cardholder benefits. Build savings with competitive rates in flexible or fixed-term accounts. Access 100% digital personal loans with installment plans that match your budget. Add insurance coverage for you and your dependents—all within the same platform.

Earn cashback on everyday purchases

Every time you pay with your Sip Debit or Credit Card, you earn up to 1% cashback. Accumulate rewards and redeem them at major retailers including plazaVea, Inkafarma, Oechsle, Promart, Makro, and Mass. Your daily spending becomes an opportunity to save.

Organize expenses, plan savings goals, pay bills, and shop online and in-store—all from one intuitive platform. Review transactions instantly, set spending limits on your card, and monitor your financial progress in real time. The simple, user-friendly interface makes it easy to stay on top of your money without confusion or complexity.

Security and peace of mind

Your financial information is protected with industry-standard security measures. Secure login and identity verification ensure only you can access your account. Receive instant notifications for every transaction, and manage your cards directly from the app. When you need help, responsive support is available to answer your questions.

Tarjeta oh! is built for everyday financial life—simple, transparent, and designed to work with you toward your goals. Download today and experience banking that puts your money and your peace of mind first.